Terms of Service

Summit Group Digital Pty Ltd is an Australian company registered in New South Wales, Australia. We operate under the brand names Summit and Summit Markets, and on the Whop platform as summit-markets. References to "we", "us", "our", or "Summit" throughout these Terms refer to Summit Group Digital Pty Ltd trading as Summit and Summit Markets.

By accessing or using any service provided by Summit, including Discord communities, memberships, educational content, the Summit Cloud TradingView Indicator, the Summit Cloud Scanner, the Weekly Watchlist, and any associated tools or platforms (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, you must not use the Services.

These Terms apply to all membership tiers: Summit Free Community, Summit Pro Community, Weekly Watchlist, Summit Cloud Indicator, and Summit Cloud Scanner.

All information, indicators, tools, market commentary, signals, watchlists, and summaries provided by Summit are strictly for educational and informational purposes only. Nothing provided constitutes financial advice, investment advice, trading recommendations, or any form of solicitation to buy or sell any financial instrument. You acknowledge and agree that:

• We are not licensed financial advisers, brokers, or investment managers.
• Past performance of any indicator, signal, or tool is not indicative of future results.
• Trading and investing in financial markets involves substantial risk of loss, including the possible loss of all capital.
• You are solely responsible for all financial decisions and any actions taken based on our Services.
• You are strongly encouraged to seek advice from a qualified financial professional before making any investment or trading decisions.

The Summit Free Community Discord server provides access to general market discussion, educational chart analysis, and commentary shared by Summit and community members.

You explicitly acknowledge and agree that:

• Any charts, analysis, commentary, or discussion shared in the Summit Free Community, including in main chat or any other channel, is for educational and informational purposes only. It does not constitute financial advice, investment advice, or a recommendation to buy or sell any asset.
• Information shared in community channels reflects educational opinions and observations only. It should not be interpreted as a signal, call to action, or trading instruction.
• You must always conduct your own independent research and due diligence (DYOR) before making any financial decision based on anything discussed in the community. THIS IS NOT FINANCIAL ADVICE (NFA).
• Summit does not manage your funds, execute trades on your behalf, or take any responsibility for trading decisions made by community members.
• Views and opinions expressed by other community members are their own and do not represent the views of Summit.
• We accept no liability for any financial loss or outcome arising from information discussed in or shared through the community.

By joining and continuing to use the Summit Free Community, you confirm that you have read, understood, and accept these terms.

All memberships and product access are personal and non-transferable. Sharing, reselling, distributing, or leaking paid content, signals, indicators, alerts, or tools to any third party is strictly prohibited and will result in immediate termination of access without refund.

• Monthly recurring plans are billed automatically at the end of each billing cycle unless cancelled prior to renewal.
• Fixed term plans including 6 month, yearly, and lifetime are billed as a one time payment unless otherwise stated at checkout.
• All payments and applicable taxes are processed securely through Whop. By purchasing, you also agree to Whop's terms of service.
• Prices are displayed in USD unless otherwise stated.

We reserve the right to change the price of any product or membership at any time at our sole discretion. This includes the right to:

• Increase or decrease the price of any existing product or membership tier.
• Change the billing model of any product, including converting a one time purchase product to a recurring subscription model, or changing the subscription frequency.
• Introduce new pricing tiers, bundle options, or promotional pricing.
• Discontinue existing pricing structures and replace them with new ones.

For existing active subscribers, price changes to recurring plans will take effect at the start of the next billing cycle following at least 14 days written notice via email or a prominent notice on our platforms. You may cancel your subscription before the new pricing takes effect if you do not wish to continue at the updated price.

For one time purchase products that are converted to a recurring subscription model, existing purchasers will be notified at least 30 days in advance. Existing purchasers who completed a one time purchase prior to the model change will have their access honoured for the period they paid for. Continued use beyond that period will require a subscription under the new model.

New users who purchase after any pricing or billing model change has been announced will be subject to the updated pricing and billing terms from the date of their purchase.

Nothing in this section affects any rights you may have under the Australian Consumer Law or other applicable consumer protection legislation.

You may cancel a recurring membership at any time through your Whop account dashboard. Cancellation takes effect at the end of the current billing period. You will retain access until the period expires. No pro rata refunds are provided for early cancellation of a recurring plan.

All sales are final. We do not offer refunds for change of mind, failure to use the Services, or dissatisfaction with results.

A refund or credit may be provided solely at our discretion in the event of a verified technical error on our side that prevents access to the Services and that cannot reasonably be remedied within a reasonable timeframe.

Nothing in these Terms is intended to exclude, restrict, or modify any rights you may have under the Australian Consumer Law or any other applicable consumer protection legislation that cannot be excluded by agreement.

You agree not to engage in any of the following conduct when using our Services:

• Harassment, bullying, threatening, or abusive behaviour toward other members or staff.
• Posting hate speech, discriminatory content, or illegal material.
• Spamming, soliciting, or advertising without prior written consent.
• Sharing, leaking, or redistributing paid content, indicators, signals, alerts, or tools outside of the Services.
• Any activity that disrupts or interferes with the Services or other users access.

Breaches of these standards may result in immediate suspension or permanent termination of your account at our sole discretion, without refund.

All content, indicators, software, tools, branding, and materials provided through the Services are owned by or licensed to Summit Group Digital Pty Ltd and are protected by applicable intellectual property laws.

You are granted a limited, non exclusive, non transferable, revocable licence to access and use the Services solely for your personal, non commercial purposes in accordance with these Terms. You acquire no ownership rights through your use of the Services.

You must not reproduce, modify, distribute, sublicense, sell, or create derivative works from any of our materials without prior written consent.

Our Services integrate with third party platforms including Discord, TradingView, Whop, Twelve Data, Binance, and CoinGecko. We are not responsible for the availability, accuracy, or actions of these platforms. Their respective terms of service apply to your use of those platforms. Disruptions to third party services that affect your access to our Services do not entitle you to a refund unless covered by our refund policy above.

Content shared by other community members in Discord or elsewhere is their own and is not endorsed by, verified by, or the responsibility of Summit Group Digital Pty Ltd.

The Services are provided as is and as available without any warranty of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non infringement.

To the maximum extent permitted by law, Summit Group Digital Pty Ltd, its directors, employees, and affiliates will not be liable for any direct, indirect, incidental, consequential, or special damages arising from or relating to your use of the Services, including any financial losses incurred as a result of acting on any educational content, signal, alert, or tool provided.

Our total aggregate liability to you for any claims arising under these Terms will not exceed the amount paid by you to us in the three months preceding the claim.

To the maximum extent permitted by law, you agree to indemnify, defend, and hold harmless Summit Group Digital Pty Ltd and its directors, employees, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

• Your use or misuse of the Services.
• Your breach of any provision of these Terms.
• Your violation of any applicable law or regulation.
• Any financial decision or trading action you take based on content, alerts, signals, or tools provided through the Services.
• Any claim by a third party arising from your conduct in connection with the Services.

This indemnification obligation survives termination of these Terms and your use of the Services. Nothing in this section limits any rights you may have under the Australian Consumer Law.

We reserve the right to modify, update, or replace these Terms at any time at our sole discretion. The updated Terms will be posted with a revised effective date.

For new users, updated Terms take effect immediately upon posting. For existing active subscribers, material changes will be communicated via email or a prominent notice on our platforms and will take effect 14 days after notification, unless a shorter period is required by law or to address urgent security or legal matters.

Your continued use of the Services after the effective date of any changes constitutes your acceptance of the updated Terms. If you do not agree with updated Terms, you must stop using the Services and cancel your subscription before the changes take effect.

We may also modify, update, suspend, or discontinue any feature, product, or aspect of the Services at any time with reasonable notice where practicable.

For any questions, disputes, or support requests, please contact us at: summitgroupdigitalptyltd@gmail.com